Who we are:
FundKite is a game changing institution dedicated to helping businesses reach their maximum potential . We provide a revenue-based type financing product; our main office is in Miami Florida. FundKite is one of the fastest growing FinTech companies, bringing a unique approach to the long-standing financing industry. We utilize a boutique funding style, offering business owners a flexible variety of products and services that can be tailored to fit their individual financial needs. We provide working capital to small and medium-sized businesses nationwide. We are currently seeking an experienced, energetic, and goal-oriented professional to join our team as an underwriter. We offer a competitive salary and a complete benefit package, including Health-Dental and Vision insurance, PTO, and 401K.

Responsibilities and Duties Responsible for full cycle underwriting of assigned small business funding.

• To determine business and merchants credit worthiness based on the stability, trend, and growth of the business by analyzing the businesss revenue, businesss liabilities/obligations to senior creditors, expenses/overheads and general credit and background of the business and merchant.
• Determine the ability of the client to deliver purchased receivables bought by FundKite through the analysis of the clients overall business financials.
• Perform detailed financial analysis on the business, including trend and ratio analysis, and interpret past, current, and future risks.
• Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine additional risks and exposure.
• Perform other due diligence as needed to determine the creditworthiness of the business and its owners.

Qualifications and Skills
Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, and competitive analysis and projections.
Proficient in various spreadsheet and word processing applications.
Basic knowledge of credit principles, lending operations, lending research, and general credit policies
Team player with the ability to take the initiative.
Detail oriented, ability to work well under pressure and multi-task.
Strong written and verbal communication skills
Problem recognition and resolution skills

Experience

• Credit Analysis: 2 years (Preferred)
• Underwriting: 2 years (Preferred)

Education:
Bachelors or associate degree preferred.